The practical steps behind an NBS Facility Review conversation: define the requirement, establish the facts and agree an appropriate next approach.
Discuss your requirementWhat needs to be funded, by when, and why? For existing facilities, establish what works and what needs to change. A brief initial conversation does not require a document upload.
Consider usable funding, cost, operating restrictions, security and existing commitments. Identify assumptions and missing information before treating a proposal as comparable.
Relevant routes may involve a lender directly or a specialist intermediary. Clarify the role, information-sharing arrangements and remuneration before progressing.
Provider assessment determines what can be offered. Review the terms, conditions and remaining dependencies. Where only one route exists, understand it as one route.
The questions depend on the product: debtor eligibility for invoice finance; deposit, useful life and ownership for asset finance; proceeds, affordability and security for a business loan. A useful comparison records the objective, cost, conditions and alternatives.
The format is educational. Any work or written output undertaken by NBS must be agreed for the case; using the tools does not automatically request a review.
Explore the cost comparisonThe 7% is an assumed combined annual rate, not a current market quote. Costs depend on terms and usage.
NBS does not lend money, set provider terms or guarantee a result. A direct provider discussion may suit the business. Legal, tax and accounting matters require the appropriate professional advice.
There may be several suitable routes, one or none. A review should not manufacture a reason to move or imply whole-of-market coverage.
No documents needed to start.
No obligation to proceed.
